International Journal of Management, Public Policy and Research 2023-10-02T14:20:48+00:00 Dr. NILAM PANCHAL [email protected] Open Journal Systems THE IMPACT OF DIGITIZATION ON THE PROFITABILITY OF SELECTED INDIAN BANKS: POOLED OLS MODEL APPROACH 2023-08-28T04:27:37+00:00 Sintayehu Lolemo [email protected] Hemal Pandya [email protected] <p><strong>Purpose</strong>: The study assessed the relationship between digitization and bank profitability and provide insights into the banking industry.</p> <p><strong>Design/methodology/approach</strong>: A pooled OLS model was adopted, using annual reports from a sample of Indian banks over a specific period. The analysis involved assessing the correlation between digitization and bank profitability while controlling for other relevant factors.</p> <p><strong>Findings</strong>: The study found a strong and positive connection between digitization and bank profitability. The findings revealed that greater digitization efforts had a beneficial effect on the financial performance of the Indian banks examined.</p> <p><strong>Practical implications</strong>: The study highlights the importance for Indian banks to prioritize and invest in digitization initiatives to enhance their profitability. It provides valuable insights for bank managers and policymakers in formulating strategies to leverage digital technologies for financial success.</p> <p><strong>Research limitations:</strong> The study focused exclusively on Indian banks, limiting the generalizability of the findings to other banking systems and countries.</p> <p><strong>Social implication</strong>: The study underscored the significance of digitization for Indian banks, suggesting that prioritizing digital initiatives contributed to their profitability and potentially stimulated economic growth in the country.</p> <p><strong>Value</strong>: This study contributes value to the current body of literature by presenting empirical findings that shed light on the influence of digitization on Indian banks' profitability.</p> 2023-09-12T00:00:00+00:00 Copyright (c) 2023 International Journal of Management, Public Policy and Research DEPRECIATION IN THE DIGITAL AGE: IMPLICATIONS FOR INTANGIBLE ASSET MANAGEMENT 2023-08-30T08:43:59+00:00 Pragnesh Dalwadi [email protected] <p>In the digital era, intangible assets are critical to corporate success. Traditional depreciation models have difficulty capturing their value dynamics. This study investigates creative intangible depreciation approaches for complying with accounting requirements, affecting strategic choices, and responding to digital realities. Time-based, usage-based, and hybrid models are among the approaches enabled by data analytics. Regulatory issues and case examples from the real world provide light on practical difficulties and solutions. This study forecasts future trends and research areas, highlighting the need for firms to adapt their depreciation practises for optimum intangible asset management in a changing digital context.</p> 2023-09-12T00:00:00+00:00 Copyright (c) 2023 International Journal of Management, Public Policy and Research A COMPARATIVE STUDY ON FINANCIAL ANALYSIS OF RAMCOIND & HIL 2023-09-21T10:51:29+00:00 Pooja Baheti [email protected] Rajkumar Thathera [email protected] <p><em>Cement industry is very important industry in India because it is contributing in India's infrastructural and industrial development. Cement industry is contributing almost 1.2% of GDP and 0.5 million employment. So this study entitled “A comparative study on financial analysis of RAMCOIND &amp; HIL” is done to know about the financial condition, profitability, solvency, liquidity and working capital efficiency of these cement companies. From this study, it was found that working capital growth of both company is satisfactory but working capital turnover ratio of HIL is not good. Liquidity of both companies is not good. Profitability of HIL is better than RAMCOIND but solvency of HIL is not good.</em></p> 2023-09-27T00:00:00+00:00 Copyright (c) 2023 International Journal of Management, Public Policy and Research AN ANALYTICAL REVIEW OF GROWTH OF E-COMMERCE TOWARDS CONSUMERS IN INDIA 2023-09-22T17:38:31+00:00 Bhawna Koli [email protected] Pawan Bhura [email protected] Manu Umesh [email protected] <p><em>The rapid proliferation of technology and the Internet has revolutionized the way business is conducted worldwide. In India, the emergence and subsequent growth of the e-commerce sector have significantly impacted consumer behavior, shopping patterns, and the overall retail landscape. This paper presents an in-depth analytical review of the growth of e-commerce towards consumers in India. It explores the factors driving this growth, the challenges faced, and the implications for consumers, businesses, and the economy as a whole. Through an examination of relevant literature, statistical data, and case studies, this paper aims to provide a comprehensive understanding of the e-commerce landscape in India and its effects on consumer behavior.</em></p> 2023-09-27T00:00:00+00:00 Copyright (c) 2023 International Journal of Management, Public Policy and Research A COMPREHENSIVE REVIEW ON LINKAGES BETWEEN GOLD MARKET PARAMETERS AND STOCK INDICES AFTER LIBERALIZATION 2023-10-02T14:20:48+00:00 Ashutosh Chaubey [email protected] Jaydeep Ramanuj [email protected] <p><em>Gold, a precious metal with a rich historical legacy, possesses unique characteristics that have conferred enduring value upon it. This paper explores various facets of gold, from its distinctive properties to its applications, mining processes, and its role in the global gold market. It delves into factors influencing gold prices, risks associated with gold investments, and diverse investment approaches. Furthermore, this research paper explores the interplay between gold markets and stock indices following financial liberalization. A comprehensive literature review is conducted, summarizing and synthesizing empirical studies examining the relationship between gold and stock markets. The findings reveal a nuanced and context-dependent relationship, influenced by factors such as economic conditions, geopolitical events, and market dynamics. Additionally, the impact of financial liberalization on the integration of gold and stock markets, especially in emerging economies, is explored. The study identifies bidirectional causal relationships between gold prices and stock indices, indicating interdependence. Volatility in the gold market is found to affect stock market returns, particularly in developed economies.</em></p> 2023-09-27T00:00:00+00:00 Copyright (c) 2023 International Journal of Management, Public Policy and Research